Certificates in USD

Raghad USD Certificate with fixed monthly or quarterly payment

Invest with Raghad certificate and get a competitive interest

• 4.75% annually paid monthly 
• 4.80% annually paid quarterly
• The Certificate tenor 3 years
• Minimum purchase amount USD 1K and multiple 
• Available in USD only
• Available for individuals customers  only
• Certificate value can be redeemed after 6 Months from its issuance date as per redemption schedule
• The possibility of borrowing against it according to the bank’s credit policies.

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The 3 Year Dollar Certificate with a Fixed Return:

Save your dollars with the USD 3 Year Certificate

• Fixed Competitive interest paid every three months.
• The minimum purchase amount is 500 USD and its multiple.
• It can be retrieved after 6 months from its issuance date.
• Credit facility up to 90% out of the certificate amount.
• Available for individual customers only.

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Terms and conditions certificates

Appendix of Terms and Conditions for Certificates

Returns applied on Deposits products

** Terms and conditions apply

The United Bank has the right to amend any of the Criteria, Terms, or Conditions without prior notice.