Rakhaa Credit Card

United Bank introduce two types of Islamic MasterCard " Classic & Gold ".

Benefits available on MasterCard compliant with sharia provisions from United bank

  • Grace period with free Interest- up to 58 days on withdrawal and purchase transactions.
  • Enjoy 20 month installment as a Murabha.
  • Cash withdrawal up to 100% of the credit limit.
  • Competitive monthly interest rate.
  • SMS alerts with every transaction whether withdrawal or purchase.
  • PIN Self Selection (OTAC)
  • Monthly credit card statement.
  • Online Secure Service from UB for online payment.
  • Free monthly SMS before due date.
  • Ability to use your credit card all over the world.
  • Contactless service, you can enjoy use it on daily basis as per the applied criteria.
  • Credit cards buy out service.
  • Cash on call service, enjoy 90% from your credit card available limit and transfer it to your account to buy goods or products.
  • Various credit card settlement options.
  • Collect reward points while using the card in purchase transaction.


  • Make sure to read all terms and conditions in contracts / applications before signing.
  • Make sure to read “Know Your Rights” form on our website or at any of our Branches.
  • Make sure that you know interest rates, commissions and expenses before purchasing any service / product. You can follow any changes in Bank’s Tariff through our website or call us on 19200.
  • In case of any complaint related to Bank’s products or services, you can place a complaint through our channels and we will be keen to solve it and remove its causes within a maximum period of 15 working days. You can escalate the complaint to the Central Bank of Egypt if your complaint was not resolved during this period.

Contact us

  • Call Center local calls on 19200 or (+20 2 33334200) or  (+20 2 33334300) from outside Egypt .
  • Refer to the nearest branch during working days.

Apply Now Apply Cash On Call Service

The United Bank foreign currency limitation for all types of cards have been updated since 18th of January 2023, More

** Terms and conditions apply

The United Bank has the right to amend any of the Criteria, Terms, or Conditions without prior notice.