Rakhaa Credit Card


United Bank introduce two types of Islamic MasterCard " Classic & Gold ".

Benefits available on MasterCard compliant with sharia provisions from United bank

  • Grace period with free Interest- up to 58 days on withdrawal and purchase transactions.
  • Enjoy 20 month installment as a Murabha.
  • Cash withdrawal up to 100% of the credit limit.
  • Competitive monthly interest rate.
  • SMS alerts with every transaction whether withdrawal or purchase.
  • PIN Self Selection (OTAC)
  • Monthly credit card statement.
  • Online Secure Service from UB for online payment.
  • Free monthly SMS before due date.
  • Ability to use your credit card all over the world.
  • Contactless service, you can enjoy use it on daily basis as per the applied criteria.
  • Credit cards buy out service.
  • Cash on call service, enjoy 90% from your credit card available limit and transfer it to your account to buy goods or products.
  • Various credit card settlement options.
  • Collect reward points while using the card in purchase transaction.

For cards limits please press here

  • Make sure to read all terms and conditions in contracts / applications before signing.
  • Make sure to read “Know Your Rights” form on our website or at any of our Branches.
  • Make sure that you know interest rates, commissions and expenses before purchasing any service / product. You can follow any changes in Bank’s Tariff through our website or call us on 19200.
  • In case of any complaint related to Bank’s products or services, you can place a complaint through our channels and we will be keen to solve it and remove its causes within a maximum period of 15 working days. You can escalate the complaint to the Central Bank of Egypt if your complaint was not resolved during this period.


Contact us

  • Call Center local calls on 19200 or (+20 2 33334200) or  (+20 2 33334300) from outside Egypt .
  • Refer to the nearest branch during working days.

Apply Now Apply Cash On Call Service

** Terms and conditions apply

The United Bank has the right to amend any of the Criteria, Terms, or Conditions without prior notice.