Visa Credit Card

Benefits available on VISA Credit Cards from United bank

UB introduce VISA Credit card with three types  
Classic, Gold   &   Platinum.

  • Grace period with free Interest- up to 55 days on purchase.
  • Cash withdrawal up to 100% of the credit limit.
  • Competitive monthly interest rate.
  • SMS alerts with every transaction whether withdrawal or purchase.
  • PIN Self Selection (OTAC)
  • Monthly credit card statement.
  • Online Secure Service from UB for online payment.
  • Free monthly SMS before due date.
  • Ability to use your credit card all over the world.
  • Contactless service, you can enjoy use it on daily basis as per the applied criteria.
  • Cash on call service, enjoy 90% from your credit card available limit and transfer it to your account.
  • Various credit card settlement options.
  • Collect reward points while using the card in purchase transaction.


Special benefits for Visa Platinum Credit card

UB VISA Platinum Credit Card is your partner designed to help you run you’re day-to-day more easily and efficiently.


  • Special Credit limit for diamond customers
  • A wonderful range of local & international shopping, travel, fine dining & life style offers.
  • Access to global medical and legal advice and service assistance during your travel.
  • LoungeKey Access: with UB Visa Platinum credit card you will enjoy a relaxing atmosphere, where you can unwind or get work done, regardless of your airline or travel class at 25 changeable LoungeKey airport lounges worldwide for free for 6 times per calendar year for the cardholder only. Any additional guests or visits are subject to fees.

For cards limits please press here


  • Please register your card at the following link before travelling:
  • To ensure free access to the right LougeKey lounges, thanks to check the lounges website before using the lounge.

Security & Insurance

  • Purchase protection for items purchased by the Visa Platinum card against loss, theft or accidental damage up to $20,000 per year.
  • Extended warranty for goods purchased with Visa Platinum card up to 2 years from the goods purchase date.
  • Multi Travel Insurance*: Use UB Visa Platinum credit card to pay for your travel and secure your trip to enjoy peace of mind whenever and wherever you travel, the
  • insurance is valid for an unlimited number of trips during the whole year, with a maximum stay of 15 consecutive days per trip


  • Make sure to read all terms and conditions in contracts / applications before signing.
  • Make sure to read “Know Your Rights” form on our website or at any of our Branches.
  • Make sure that you know interest rates, commissions and expenses before purchasing any service / product. You can follow any changes in Bank’s Tariff through our website or call us on 19200.
  • In case of any complaint related to Bank’s products or services, you can place a complaint through our channels and we will be keen to solve it and remove its causes within a maximum period of 15 working days. You can escalate the complaint to the Central Bank of Egypt if your complaint was not resolved during this period.

Instalment service for the payment of Conventional Credit Card:

This service offers you the repayment of the transaction by Conventional Credit Card (Primary/Supplementary) in instalment inside and outside Egypt

• Competitive Debit Interest Rate for Secured and unsecured Credit Card
• Enjoy full grace period 55 days
• When the customers ask for instalment program, will start pay the fixed instalment according to the instalment program have been selected next month of the transaction
• Avail partial / full settlement of instalment transaction by visiting the nearest branch
• Instalment program start from 3 Months up to 36 Months
• Installment created same month of the transaction
• No maximum for the count of transaction to be repaid in instalment as long as the total instalment amount transaction not exceed 90% of the credit card limit
• Instalment program available for the following types of the transactions :
 Purchase transaction
 Cash on Call service
customers can withdraw cash their credit card within the credit card limit and transfer the money to their United Bank account with no cash advance fees.

Contact us

  • Call Center local calls on 19200 or(+20 2 33334200) or  (+20 2 33334300). from outside Egypt
  • Refer to the nearest branch during working days.

Apply Now apply installment service/ Cash on Call

For discounts and offers –press here

** Terms and conditions apply.

The United Bank has the right to amend any of the Criteria, Terms, or Conditions without prior notice.