Islamic Personal Finance - Murabahat Al-Awal

The United Bank offers its customers the optimum solution for paying all their Goods and commodities by personal finance as per Mourabaha Islamic scheme . 

"Mourabaht Al Awal"  program is designed to suit all income levels, offering the longest repayment periods in full compliance with Islamic Sharia principles

• All Finance programs based on Mourabha Scheme and fully sahriaa - Compliant
• Competitive profit rates.    
• Finance up to 6 million EGP.
• Various programs that suit the customers’ needs.
• Finance tenor up to 15 years
• Flexible payment Plans
• Finance all segments for Self-Employed/Professionals and Salaried Customers.

Salaried Customers (With Salary/Installment Transfer)

• Finance up to 5 million EGP.
• Flexible payment plans up to 15 years
• Age from 21 - 60

Salaried Customers (Without Salary/Installment Transfer)

• Finance up to 3 million EGP.
• Flexible payment plans up to 8 years
• Age from 21 – 60

Bankers Program:

• Finance up to 6 million EGP.
• Flexible payment plans up to 15 years
• Age from 21 – 60

General Required Documents (For Salaried Customers)

• Copy of valid national ID
• Recent Utility Bill
• Recent HR letter certified by a bank signature or eagle stamp showing the hiring date, title and monthly salary or last 3 months bank statement showing salary or last 3 months pay slip showing the customer’s salary approved by the company and stamped from HR
• An official salary transfer undertaking addressed to our bank, using the bank’s approved template (in case of transfer program)

Governmental Employees:

• Monthly or annually Salary transfer letter stamped from governmental institution or Eagle stamp.

Private sector Employees:

• Certified certificate from employer showing employer/ Date of employment/ Salary pay slip/ contract type.
• Last three months bank statement or three last income letters.

In Case of self-employed and professionals:

• Finance up to 3 million EGP.
• Finance tenor up to 6 years.
• Age from 25 - 65

Required documents:

• Copy of the tax card showing the latest transaction status.
• Copy of valid national ID
• Original of recent Utility Bill
• Recent commercial register not older than 3 months & Valid tax cards
• Banks statement for the last 6 months (personal or corporate).
• Copy of license to practice profession & license of establishment for Professionals.
• Copy from the professionalization license.
• Bank statement under the name of the organization or the owner reflecting the last 12 months transaction.

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Terms & conditions applied  

For more information call us 19200

**The United Bank has the right to amend any of the Criteria, Terms, or Conditions without prior notice.
Complied with Islamic Sharia .