Certificates in EGP

Tamayoz Certificate with fixed return / daily or monthly interest

• Invest with Tamayoz certificate and get a competitive interest 18% annually paid monthly / 17.25% annually paid daily
• The Certificate tenor 3 years
• Minimum purchase  amount EGP 1 M
• Available in EGP only
• Available for individuals customers  only
• Certificate value can be redeemed after 6 Months from its issuance date as per redemption schedule
• The possibility of borrowing against it according to the bank’s credit policies.
  

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Variable rate Certificate with daily or monthly payment

Invest with variable rate certificate and get a competitive interest

• 19.50% annually with Min 17.50% annually paid monthly
• 19.00% annually with Min 17.00% annually paid daily
• The Certificate tenor 3 years
• Minimum purchase  amount EGP 5K
• Certificate denomination 1K and multiple
• Available in EGP only
• Available for individuals customers  only
• Certificate value can be redeemed after 6 Months from its issuance date as per redemption schedule
• Possibility of borrowing against it according to the bank’s credit policies.

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The 3 Years Certificate with Variable Rate:

Competitive interest rate with a monthly return.

• The certificate variable rate linked with the CBE corridor rate.
• The certificate Tenor (3 years).
• Credit facility up to 90% of the certificate value with the same currency.
• It can be retrieved after 6 months from its issuance date.
• The minimum purchase amount is 5000 EGP and its multiples.
• Available for individual customers only.

The corridor deposit is the interest rate determined by the CBE for the daily deposit.

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Terms and conditions certificates

Appendix of Terms and Conditions for Certificates

Returns applied on Deposits products

** Terms and conditions applied

The United Bank has the right to amend any of the Criteria, Terms, or Conditions without prior notice.