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Certificates in EGP


The 3 Years Certificate with Fixed Return

  • This certificate gives you a competitive interest rate with fixed return "12.5% yearly “paid monthly or fixed return "13% yearly" quarterly paid every 3 months
  • The certificate Tenor (3 years) for renewable term subject to customer approval
  • Let you get a credit facility by up to 90% of the certificate value in the same currency.
  • It can be retrieved after 6 months from its issuance date.
  • The minimum purchase amount is 1000 EGP and its multipl  with no maximum.
  • Available for individual customers only.

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Terms and conditions applied

 

The 3 Years Certificate with Variable Rate / quarterly OR monthly payment

  • This certificate gives you monthly or quarterly return with a competitive interest rate.
  • The certificate Tenor (3 years) for renewable term.
  • Let you get a credit facility by up to 90% of the certificate value in the same currency.
  • It can be retrieved after 6 months from its issuance date.
  • The minimum purchase amount is 1000 EGP and its multiples.
  • The certificate variable rate linked with CBE corridor rate
  • Available for individual customers only.

The corridor deposit is the interest rate determined by the CBE .

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The 3 Years Certificate with Variable Rate:

Competitive interest rate with a monthly return.

  • The certificate variable rate linked with the CBE corridor rate.
  • The certificate Tenor (3 years).
  • Overdraft facility up to 90% of the certificate value with the same currency.
  • It can be retrieved after 6 months from its issuance date.
  • The minimum purchase amount is 5000 EGP and its multiples.
  • Available for individual customers only.

The corridor deposit is the interest rate determined by the CBE for the daily deposit.

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The Diamond Certificate with Fixed Return:

Get distinguished fixed return with the Diamond Certificate.

  • Fixed return paid monthly or quarterly or annually
  • Offered for three years duration.
  • It’s available for individuals .
  • The minimum purchase amount is 500 EGP and its multiples.
  • It can be retrieved after 6 months from its issuance date.
  • Overdraft facility option up to 90 % of the Certificate Amount

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The 5 Years Certificate with Fixed Return:

With The 5 Year Certificate, grow your money with long-term investment.

  • Five years certificate.
  • Fixed annual return.
  • Overdraft up to 90 % of the Certificate Amount.
  • The minimum purchase amount is 750 EGP and its multiples.
  • It can be retrieved after 6 months from its issuance date.
  • Available for individual customers only.

Apply Now

The Golden Certificate with Accumulated Fixed Return:

Enjoy earning accumulative fixed rate in EGP with the 3-Year Golden Certificate

  • The fixed annual return is earned at maturity.
  • Overdraft facility option up to 90 %.
  • The minimum purchase amount is 1,000 EGP and its multiples.
  • It can be retrieved after 6 months from its issuance date.
  • It’s available for individuals .

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Three years Certificate with interest paid in advance:

  • Three years certificate.
  • Fixed return paid in advance “next working day of the CD issuance”  .
  • Over Draft up to 90 % of the Certificate Amount after deducting the interest paid in advance.
  • The minimum purchase amount is 5000 EGP
  • The denomination 1000 EGP and its multiples.
  • It can be retrieved after 6 months from its issuance date.
  • Available for individual customers only

Apply Now

** Terms and conditions apply.

Terms-Condition-for-CDs-TDs-Final.pdf

The United Bank has the right to amend any of the Criteria, Terms, or Conditions without prior notice.