Certificates in EGP
The 3 Years Certificate with Fixed Return
- This certificate gives you a competitive interest rate with fixed return "12.5% yearly “paid monthly or fixed return "13% yearly" quarterly paid every 3 months
- The certificate Tenor (3 years) for renewable term subject to customer approval
- Let you get a credit facility by up to 90% of the certificate value in the same currency.
- It can be retrieved after 6 months from its issuance date.
- The minimum purchase amount is 1000 EGP and its multipl with no maximum.
- Available for individual customers only.
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Terms and conditions applied
The 3 Years Certificate with Variable Rate / quarterly OR monthly payment
- This certificate gives you monthly or quarterly return with a competitive interest rate.
- The certificate Tenor (3 years) for renewable term.
- Let you get a credit facility by up to 90% of the certificate value in the same currency.
- It can be retrieved after 6 months from its issuance date.
- The minimum purchase amount is 1000 EGP and its multiples.
- The certificate variable rate linked with CBE corridor rate
- Available for individual customers only.
The corridor deposit is the interest rate determined by the CBE .
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The 3 Years Certificate with Variable Rate:
Competitive interest rate with a monthly return.
- The certificate variable rate linked with the CBE corridor rate.
- The certificate Tenor (3 years).
- Overdraft facility up to 90% of the certificate value with the same currency.
- It can be retrieved after 6 months from its issuance date.
- The minimum purchase amount is 5000 EGP and its multiples.
- Available for individual customers only.
The corridor deposit is the interest rate determined by the CBE for the daily deposit.
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The Diamond Certificate with Fixed Return:
Get distinguished fixed return with the Diamond Certificate.
- Fixed return paid monthly or quarterly or annually
- Offered for three years duration.
- It’s available for individuals .
- The minimum purchase amount is 500 EGP and its multiples.
- It can be retrieved after 6 months from its issuance date.
- Overdraft facility option up to 90 % of the Certificate Amount
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The 5 Years Certificate with Fixed Return:
With The 5 Year Certificate, grow your money with long-term investment.
- Five years certificate.
- Fixed annual return.
- Overdraft up to 90 % of the Certificate Amount.
- The minimum purchase amount is 750 EGP and its multiples.
- It can be retrieved after 6 months from its issuance date.
- Available for individual customers only.
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The Golden Certificate with Accumulated Fixed Return:
Enjoy earning accumulative fixed rate in EGP with the 3-Year Golden Certificate
- The fixed annual return is earned at maturity.
- Overdraft facility option up to 90 %.
- The minimum purchase amount is 1,000 EGP and its multiples.
- It can be retrieved after 6 months from its issuance date.
- It’s available for individuals .
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Three years Certificate with interest paid in advance:
- Three years certificate.
- Fixed return paid in advance “next working day of the CD issuance” .
- Over Draft up to 90 % of the Certificate Amount after deducting the interest paid in advance.
- The minimum purchase amount is 5000 EGP
- The denomination 1000 EGP and its multiples.
- It can be retrieved after 6 months from its issuance date.
- Available for individual customers only
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** Terms and conditions apply.
Terms-Condition-for-CDs-TDs-Final.pdf
The United Bank has the right to amend any of the Criteria, Terms, or Conditions without prior notice.