Welcome to United Bank secure online service

  • The service is empowered by MasterCard Secure Code for MasterCard cards and Verified by VISA for VISA Cards.
  • With UB secure Online Service you can easily and more safely shop online with One Time Password (OTP) protection service at 3D secure participating merchants.
  • All UB Cards are automatically enrolled in the 3D secure service. All you have to do is to ensure that your contact details are updated at the bank’s systems, to be able to receive the One Time Password (OTP) on your registered mobile number while shopping at 3D secure participating merchants.

How you can Shop Online with Online Secure service in easy and simple steps:

  • When shopping online at 3D secure participating merchants, you will enter the required card details and complete the payment steps normally.
  • You will automatically receive SMS on your registered mobile number with your One Time Password (OTP) for this transaction only.
  • You will be prompted to enter the One Time Password (OTP) in the designated field to validate your identity and complete the transaction, in case of not receiving the SMS or any delay due to connection or technical problems; you are able to request a new OTP from the same page.


Please contact UB Call Center 19200 or visit the nearest UB Branch if your mobile number is not updated.


** Terms and conditions apply.