The United Bank is ranked the 7th largest real estate finance portfolio for low-income housing

22/12/2025

The United Bank is ranked the 7th largest real estate finance portfolio for low-income housing
According to the Social Housing and Mortgage Finance Fund report November 2025

Tarek Fayed – Chief Executive Officer and Managing Director, The United Bank
•    Real estate finance is a key mechanism of the state and The Central Bank of Egypt to expand social empowerment and eliminate slums.
•    Digitalization is a core pillar for The United Bank to expand the financial inclusion base.
•    Mortgage initiatives stimulate the market and meet the increasing demand for real estate.

Cairo: December 22, 2025

The United Bank is ranked the 7th largest bank providing mortgage finance services to the low-income housing initiative, with a total financing value of EGP 2.459 billion. This is according to report released by the Social Housing and Mortgage Finance Fund, November 2025.

With this achievement, The United Bank has captured a 2.8% market share of the total volume of financing directed toward low- and middle-income housing, serving a customer base of 33.89 thousand clients.

The data reflects the significant role plays by The United Bank in strengthening the real estate sector and providing housing opportunities for low- and middle-income citizens across various parts of the Republic.
Strategic Vision for Social Justice
Tarek Fayed, Chief Executive Officer and Managing Director, The United Bank stated that expanding mortgage services for low- and middle-income earners is a primary tool for the state and The Central Bank of Egypt (CBE) to achieve social justice, eliminate slums, and enhance financial inclusion for the most in-need groups.

He added that these initiatives stimulate the market to provide subsidized units in various governorates, particularly in Upper Egypt and New Cities. This, in turn, has a profound impact on increasing economic growth rates and achieving sustainable development.
Digital Transformation and National Reach
Fayed highlighted that the mortgage service ecosystem is a top priority to The United Bank’s management. The bank currently offers its services across 16 governorates and 12 New Cities in Egypt. It focuses on continuous improvement in service quality emphasizing speed and efficiency by leveraging digital transformation applications.

Key Highlights of The United Bank’s Mortgage Services:
•    Physical Presence: Services are provided through 68 branches nationwide.
•    Digital Solutions: The bank has launched a suite of advanced, digitally-backed financing solutions to enhance the customer experience and accelerate the financing process, including the Digital Wallet, Mobile Banking, and Internet Banking. These tools allow customers to settle their obligations conveniently and on time.
Geographical Coverage
The United Bank’s distinguished mortgage programs cover:
•    Upper Egypt (9 Governorates): Giza, Fayoum, Beni Suef, Minya, Assiut, Sohag, Qena, Luxor, and Aswan.
•    Canal & Red Sea Region (4 Governorates): Port Said, Suez, Ismailia, and the Red Sea.
•    New Urban Communities (12 Cities): 6th of October, 10th of Ramadan, Obour, Shorouk, Badr, Borg El Arab, Nubaria, New Damietta, New Alamein, Sheikh Zayed, Sadat, and 15th of May.
•    Lower Egypt & Delta (7 Governorates): Monufia, Gharbia, Beheira, Kafr El Sheikh, Sharqia, Dakahlia, and Cairo.

Notably, The United Bank has signed an agreement with the Social Housing and Mortgage Finance Fund worth EGP 5 billion to support low- and middle-income earners with various facilitated mortgage financing packages, aligning with the initiatives of the state and The Central Bank of Egypt.

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